Product Features
Wondering what great qualities come with being insured through Guild? Our policies are loaded with benefits, with the convenience of having all your IT professional needs covered in one policy.
Professional indemnity
Your professional Indemnity insurance will cover you if an action brought against you as a result of alleged errors, omissions and or negligence in connection to your professional services.
Products liability
For those IT professionals selling or supplying physical products, your Product Liability insurance covers you for damage or injury to third parties caused by your products.
Public liability
There is a possibility that you could cause property damage or injuries during the course of your business that results in a third party claim against you. That’s why we’ve included Public Liability Insurance in this policy.
Standard Features
But wait, there’s more!
As an IT Professional, we’ve made sure that our policy packs a little more punch in the areas you really need with these features as standard:
Defence without the stress
Cover up to $100,000 for your defence costs when responding to a claim or allegation against you or your business.
Professional duty breach
Cover against claims seeking compensation where you may have failed in your professional duties.
Breach of infringement
In the instance that you may have inadvertently breached copyright or confidentiality agreements, or you unintentionally breach the Australian Competition and Consumer Act, or similar legislation, your policy will respond.
Got a liability claim?
Well, we’ve got nil basic excess on liability claims. As an IT Professional, you can work confidently knowing no matter how small the claim, you’re protected.
Lost documents?
If you lose, damage or destroy documents not owned by you while in your control your policy will respond.
Free pay by the month
We understand the importance of cash flow management. With this in mind, you can spread the cost of your policy via interest free monthly installments, with no additional fees.
Nil Excess for Claims
If you do have a claim, there is no excess to pay.
